Privacy Policy
Your privacy matters to us. This policy explains how novarilthex collects, uses, and protects your personal information when you use our financial education platform.
Information We Collect
When you interact with novarilthex's platform, we collect various types of information to provide you with our educational services and improve your learning experience. We believe in being transparent about what information we gather and why we need it.
- Personal Information: Name, email address, phone number, and mailing address when you register for our programs
- Educational Data: Course progress, quiz results, learning preferences, and engagement metrics
- Technical Information: IP address, browser type, device information, and usage patterns on our website
- Communication Records: Messages, support requests, and feedback you provide to our team
- Payment Information: Billing details processed securely through our payment providers
We collect this information through various means including registration forms, cookies, analytics tools, and direct communications. All data collection complies with Canadian privacy legislation including PIPEDA (Personal Information Protection and Electronic Documents Act).
How We Use Your Information
Your information helps us deliver personalized financial education and maintain our platform's security. We're committed to using your data responsibly and only for purposes that benefit your learning experience.
Primary Uses Include:
We also use aggregated, non-personal data to analyze market trends and develop new educational content that addresses current financial topics. This helps us stay relevant in the rapidly changing financial landscape and provide you with the most current information about market volatility and investment strategies.
Data Sharing and Disclosure
novarilthex does not sell your personal information to third parties. However, we may share certain information in specific circumstances to provide our services effectively and comply with legal requirements.
- Service Providers: Trusted partners who help us operate our platform, process payments, or send communications
- Legal Requirements: When required by Canadian law, court orders, or regulatory authorities
- Business Transfers: In the event of a merger, acquisition, or sale of company assets
- Safety and Security: To protect the rights, property, or safety of novarilthex, our users, or others
All third-party service providers are carefully vetted and required to maintain appropriate security measures and data protection standards. They are only authorized to use your information for the specific services they provide to us and are prohibited from using it for their own purposes.
Your Privacy Rights
Under Canadian privacy law, you have several important rights regarding your personal information. We respect these rights and provide clear mechanisms for you to exercise them.
Your Rights Include:
Correction: Ask us to correct any inaccurate or incomplete information
Deletion: Request deletion of your personal information (subject to legal requirements)
Portability: Receive your data in a structured, machine-readable format
Withdrawal of Consent: Withdraw consent for certain data processing activities
To exercise any of these rights, contact us at info@novarilthex.com or write to us at 18 Princess Ave, St Thomas, ON N5R 3V2. We will respond to your request within 30 days and may require verification of your identity before processing certain requests.
Data Security and Retention
We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our security practices are regularly reviewed and updated to address emerging threats.
- Encryption: All sensitive data is encrypted both in transit and at rest using industry-standard protocols
- Access Controls: Strict employee access controls with regular security training and background checks
- Infrastructure: Secure servers hosted in certified Canadian data centers with 24/7 monitoring
- Regular Audits: Annual security assessments and vulnerability testing by independent security firms
We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, or resolve disputes. Educational progress data is typically retained for 7 years after account closure, while basic contact information may be kept for 3 years for legitimate business purposes.
Cookies and Tracking Technologies
novarilthex uses cookies and similar technologies to enhance your browsing experience, analyze site traffic, and personalize content. Most cookies we use are essential for the platform to function properly, while others help us understand how you interact with our educational materials.
You can control cookie settings through your browser preferences, though disabling certain cookies may limit some features of our platform. We use both session cookies (which expire when you close your browser) and persistent cookies (which remain until deleted or expired) to improve your user experience and gather analytics data.
International Data Transfers
While novarilthex primarily operates within Canada, some of our service providers may process data in other jurisdictions. When we transfer personal information outside Canada, we ensure appropriate safeguards are in place to protect your privacy rights, including contractual protections and adequacy decisions recognized by Canadian privacy authorities.
We carefully evaluate all international data transfers and work only with providers who demonstrate strong privacy protections and comply with applicable data protection laws. Any cross-border data sharing is conducted under strict agreements that maintain the same level of protection required under Canadian law.
Children's Privacy
novarilthex's educational platform is designed for adults and we do not knowingly collect personal information from individuals under 18 years of age. If we become aware that we have collected information from someone under 18, we will take immediate steps to delete that information and terminate the associated account.
Parents or guardians who believe their child has provided personal information to novarilthex should contact us immediately at info@novarilthex.com. We encourage parents to discuss online privacy and safety with their children and to monitor their internet activities.
Changes to This Policy
We may update this privacy policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. When we make significant changes, we will notify you through email or a prominent notice on our website at least 30 days before the changes take effect.
We encourage you to review this policy regularly to stay informed about how we protect your information. Your continued use of novarilthex's services after policy changes take effect constitutes acceptance of the revised policy.
Contact Us About Privacy
If you have questions about this privacy policy or how we handle your personal information, please contact us:
Email: info@novarilthex.com
Phone: +1 (780) 434-6766
Mail: 18 Princess Ave, St Thomas, ON N5R 3V2, Canada
We aim to respond to all privacy-related inquiries within 48 hours during business days.